Home Sitemap Contact Us
 
 
Home Mutual Funds Investing In MF
 
 
Having made an investment in a mutual fund, you should monitor it to see whether its management and performance is in line with stated objectives and also whether its performance exceeds or lags your expectations. Unlike individual stocks and bonds, mutual fund reviews are required less frequently, once in a quarter should be sufficient.

A review of the fund’s performance should be carried out with the objective of holding or selling your investment in the mutual fund. You might need to sell your investment in a mutual fund if any of the events below apply –

You change your investment plan.
For example, as you grow older you might adopt a more conservative investment approach, pruning some of your riskier (equity-oriented) funds.
A fund changes its strategy.
A fund that alters its investment objective or approach might no longer fit your strategy.
The fund's poor results persist.
If a fund regularly trails other funds that invest in similar securities, consider replacing it. The poor performance is more often than not a reflection on the relative expertise of the asset management company.
Consider Fund Costs
The cost of investing through a mutual fund is not insignificant and deserves due consideration, especially when it comes to fixed income funds. Management fees, annual expenses of the fund and sales loads can take away a significant portion of your returns. As a general rule, 1% towards management fees and 0.6% towards other annual expenses should be acceptable. Carefully examine the fee a fund charges for getting in and out of the fund.
 
 
Back Top
 
Member Login
New User ? Forgot Password ?
 
Product Information
Life Insurance
Non - Life Insurance
Small Saving
Loans
Bonds
Mutual Fund
 
Online Services
Calculators
Counselling
eGreetings
Forms
Online Payment
Policy Details